A completed and signed application form
Identification documents such as Drivers Licence, Passport or Medicare Card
Proof of income such as latest 2 payslips or last 2 years tax returns if self-employed. (One-year tax return could be considered on case by case basis)
Evidence of applicant’s contribution towards the house purchase.
If Lenders Mortgage Insurance is required, last 3 months’ bank statements reflecting 5% genuine savings balance.
Details of current liabilities or debts such as home loans, credit cards, personal loans, vehicle loans, HECS or Help Debt and any other.
Details of monthly living expenses forecast.
Disclosure of any adverse credit history profile.
